Pastor Jim McClarty addresses another popular out-of-context Bible phrase that is often used as a counter-argument to Reformed Theology.

Phil 2:12 So then, my beloved, just as you have always obeyed, not as in my presence only, but now much more in my absence, work out your salvation with fear and trembling; 13 for it is God who is at work in you, both to will and to work for His good pleasure. (NASB)