What Is True Saving Faith?

Pastor John, could you explain to me what true saving faith looks like? I think the New Testament shows us that there is a false kind of faith that can look like the real thing, but is a flawed and deceptive substitute. Am I right?

Thanks for your question. Yes, indeed you are right.

The Apostle Paul’s main theme in the book of Romans is that of the Gospel itself, as he answers the question, “how can an unjust person ever be acceptable to a just and holy God?” In passages such as Chapter 3:20 – 4:8, he teaches that we are justified by faith alone and not by anything that we do (other passages where Paul states this are Titus 3:5; Gal. 2:16; Eph. 2:8,9; Phil 3:9; to name just a few).

Romans 3:28; 4:3-8 – “For we hold that one is justified by faith apart from works of the law. For what does the Scripture say? “Abraham believed God, and it was counted to him as righteousness.” Now to the one who works, his wages are not counted as a gift but as his due. And to the one who does not work but believes in him who justifies the ungodly, his faith is counted as righteousness, just as David also speaks of the blessing of the one to whom God counts righteousness apart from works: “Blessed are those whose lawless deeds are forgiven, and whose sins are covered; blessed is the man against whom the Lord will not count his sin.”

Having established the case biblically that we are justified by faith apart from works, we then need to ask the question, “what kind of faith is it that justifies?” In other words, what does true faith look like?

This is precisely the issue that James is addressing in chapter 2 of his epistle. He writes in verse 14, “What does it profit, my brethren, if someone says he has faith but does not have works? Can such faith save him?”

The obvious answer to James’ question is “no, that is not the kind of faith that saves. True faith will produce works.”

It is never enough just to make the claim to have faith. No one is ever saved by a mere empty profession of faith. What is professed must actually be possessed for justification to exist. James teaches us clearly that if genuine faith is present, it necessarily produces the fruit of works. That’s the nature of true faith. In fact, if works do not follow from “faith,” then it is proof positive that the “faith” is not in fact genuine, but a mere claim to it.

There is no discord between what James writes and what we find in Romans and the rest of Paul’s writings. Faith without works is dead, and a dead faith never saved anyone. True faith is a living faith, and will inevitably show itself with accompanying action or works. Yet even if all these good works do come from genuine faith, these works still have no part in the ground of our justification. Our works add no merit to us, removing all grounds for boasting. “For by grace you are saved, through faith, and this is not your own doing, it is the gift of God, not as a result of works so that no one should boast” (Eph 2:8, 9).

The only work that contributes to our justification is the work of Jesus; not the work of Jesus in us, but the work of Jesus for us. His merit is the only merit that counts for us. Paul tells us that it we are justified by faith apart from works, and James tells us that that kind of faith that actually saves is a faith that will of necessity produce works.

The Reformers of the 16th Century were very clear about all this. They described true saving faith as having three parts to it, which were described by three Latin words: notitia, assensus and fiducia.
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Saved By God, From God, For God

Christians are notorious for using a vocabulary that is not always understood by those around them. There’s no doubt that we have our own lingo and jargon.

One such word is the word “saved.” Often, Christians ask unsuspecting neighbors, colleagues and friends the question, “are you saved?” and usually receive only puzzled expressions in response. These folk are desperately trying to understand the question, but have no reference point whatsoever from which to make an assessment of how to answer. The Christian, on the other hand, seeing this as a wonderful opportunity to evangelize, usually pounces on this hesitation, though just how much is communicated in such times is open to debate. Though the Christian is usually sincere in desiring to share his faith, he needs to provide some foundation for the person to understand what he is seeking to communicate.

Yet in saying this, the word “saved” is very much a biblical word. The scripture says, “whoever will call on the name of the Lord will be saved.” (Romans 10:13)

But what exactly is this referring to? What is it that those who call on the name of the Lord are saved from?

Well let’s take a look at the word “saved.” It is a word we use quite often, especially in the world of sports. We talk of a goalkeeper making a great “save,” or a boxer being “saved” by the bell. When used in this context, the word “saved” does not have any eternal significance to it whatsoever, but refers instead to a present day deliverance or rescue from calamity. The goalkeeper doesn’t provide eternal life for his team mates when he makes a save, but merely prevents a calamity – conceding a goal to the opposing team. The boxer doesn’t gain heavenly bliss because the bell rings, but the sounding of the bell signaled the end of a round when it looked certain that the fighter was about to lose the fight. Again, the word saved refers to being rescued from a calamity.

So what exactly does the Bible mean then when it talks of our need to be saved? What is the calamity from which we need to be rescued?

The Bible’s answer is a very clear one. God is holy and He is just. That’s not good news if we happen to be sinners, which the Bible declares that we are. All of us have sinned and fall short of God’s glory (Romans 3:23). But thank God, that’s not the end of the story. But it gets a lot worse before it gets better!

God is good. God is also just. God is therefore a good judge and must punish sin. God’s justice will be meted out precisely as justice demands it – which when you think about it, is the worst of all possible news for us. We won’t be able to get away with anything – all the secrets of our hearts will be exposed, and we will be called to give an account of our lives. What is worse is that the sins we have committed are so grievous to Him that the punishment for sin is eternal in duration. In fact, rather than the judgment we will face being merely being left or abandoned by God, God is actually active in pouring out His wrath against our sin.
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The Battle over Justification

Justification is a legal word – a word from the courtroom. It is the legal act whereby God declares the sinner to be righteous in the sight of God. It is not that the sinner is now righteous in and of himself, but that he is “declared” righteous because of the work of Christ. Though fully deserving a guilty sentence, along with all of its eternal consequences, instead, the justified sinner is pronounced “not guilty,” is reckoned righteous, and made the very righteousness of God in Christ. This declaration of righteousness is what it means to be justified before God.

But how exactly can God make this kind of pronouncement without negotiating His holiness and righteousness? If the sinner is in fact guilty of sin, how is it right for a holy and righteous judge to declare a sinner’s innocence? In other words, how can God still be just and yet justify the sinner?

The Biblical answer is found in Romans 3:21-28, which reads as follows: But now apart from the Law the righteousness of God has been manifested, being witnessed by the Law and the Prophets, even the righteousness of God through faith in Jesus Christ for all those who believe; for there is no distinction; for all have sinned and fall short of the glory of God, being justified as a gift by His grace through the redemption which is in Christ Jesus; whom God displayed publicly as a propitiation in His blood through faith. This was to demonstrate His righteousness, because in the forbearance of God He passed over the sins previously committed; for the demonstration, I say, of His righteousness at the present time, so that He would be just and the justifier of the one who has faith in Jesus. Where then is boasting? It is excluded. By what kind of law? Of works? No, but by a law of faith. For we maintain that a man is justified by faith apart from works of the Law. (NASB)

Dr. R. C. Sproul, in summing up the teaching of this passage wrote, “Paul declares a way of justification different from justification by deeds of the law. It is not a novelty, proclaimed for the first time in the New Testament. This way of justification is witnessed to by the Prophets and by the law itself. It is justification through faith in Jesus Christ. This justification is not given to everyone. It is provided to all and on all, who believe. It is based on the righteousness of God that is provided to and on the believer. It is given both freely and graciously by God through the redeeming work of Christ. This manner of justification demonstrates God himself to be both just and the justifier.”

Sproul continues, “Again, the dilemma faced by the sinner summoned to the judgment seat of God is this: The sinner must appear before a divine Judge who is perfectly just. Yet the sinner is unjust. How can he possibly be unjust and justified? The answer to this question touches the eye of the Reformation tornado. For God to justify the impious (iustificatio impii) and himself remain just in the process, the sinner must somehow become actually just by a righteousness supplied him by another.”

The youtube videos below are taken from a seminar given in February 2009, at the Sola Conference at Countryside Bible Church in the Dallas area.

The first video is an overview of the historic and present day attacks against the doctrine of sola fide (justification by faith alone). Lasting approx. 72 minutes, this presentation, made by a man I am proud to call my friend, Dr. James White, is excellent for both its clarity and insight concerning the Gospel of Jesus Christ. It is highly recommended.


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The Active Obedience of Christ

Shortly before he died (January 1, 1937), Dr. J. Gresham Machen sent a final telegram to his friend Professor John Murray. The words of the telegram were these: “I’m so thankful for the active obedience of Christ. No hope without it.” I’m convinced that in these short words, Dr. Machen was able to express the essence of the biblical Gospel. Let me explain:

Theologians talk of a double function of Christ as our Savior in saving us – His passive and active obedience. The passive obedience refers to His laying His life down for us His sheep. He died an atoning death paying the full penalty for sins. Yet, what is often missed is the function of His 33 years of life on earth perfectly fulfilling all the demands of the law. This righteousness, one that has fulfilled the entire law of God, is what is credited to our account as believers in Christ. Christ is our righteousness!

Some time ago, I wrote the following:

CHRIST DIED FOR OUR SINS, AND LIVED FOR OUR RIGHTEOUSNESS – The Lord Jesus Christ not only died an atoning death for our sins, but He also lived a sinless life that perfectly fulfilled the righteous standards of the law. If all that was necessary for our justification was the death of Jesus on the cross, He could have come down to earth on a parachute on Good Friday, died on the cross for us, and three days later, risen again. But we all know that this is not what happened. Why? Because that would never have been enough. Continue reading

The Keeping Power of God

Jude: 24 Now to him who is able to keep you from stumbling and to present you blameless before the presence of his glory with great joy, 25 to the only God, our Savior, through Jesus Christ our Lord, be glory, majesty, dominion, and authority, before all time and now and forever. Amen. (ESV)

This small but powerful letter is Jude’s only contribution to the New Testament. He was the brother of James (head of the Jerusalem church), and half-brother of Jesus. His full name was Jude Thaddeus.

As He concludes his letter, Jude expresses his total confidence in God’s ability in keeping the believer in Christ secure in his salvation. It is certainly interesting to note that Jude both begins and ends his short letter with this same theme about God’s keeping power. In verse 1 he describes believers as “kept for Jesus Christ” and here in verse 24, he describes God as the One “who is able to keep you from stumbling…” In starting and finishing his short letter with this theme, it is clear he did not wish for this point to be missed. Continue reading

Ordo Salutis (The Order of Salvation)

I am sure at some point you have seen crash dummies in a car as it hits a wall, cameras record the event to note precisely how the collision impacted both the vehicle and the dummies inside. The videos are slowed down dramatically and observations are made which reveal a great deal. As any new car is introduced into the car market, car companies (as well as outside agency safety inspectors) conduct these kind of tests as standard procedure to ascertain the level of safety for passengers.

With this idea in view, I want us to take a fresh look at salvation from several angles. We will note that although many of the things happen in an instant, if we could slow the camera down (so to speak) we will see that one thing occurred before the other, just as the car had to hit the wall before the dent in the car could be observed. In referring to a sequence with regards to time we also speak of logical and causal order, for the simple reason that although (in time) two things seemed to occur instantly, logically speaking, one thing had to happen before the other – one thing was the cause of the other thing.

Someone might ask what is the point of such a study. I would reply that the conclusions we come to on these issues have a profound impact on how one views God, the gospel, and the Bible as a whole. Continue reading