“…we might imagine asking four professing Christians, ‘Why are you saved?’ They all answer that they are saved by trust in Christ, who died for their sins and rose again. The next question is posed: ‘Why did you trust in Christ?’
The Pelagian answers, ‘I came to Christ by my own free will.’
The other three say, ‘I came to Christ because the grace of God drew me.’
Another question is posed to these three: ‘Why did you come to Christ when many who hear the gospel do not?’
The Arminian Christian says, ‘I cooperated with the grace that God gives to everyone.’
The Lutheran Christian responds, ‘I did not resist the grace that God’s Word brings to all who hear it.’
The Reformed Christian answers, ‘God overcame my resistance and sweetly inclined my heart to believe God’s Word, so that I willingly came to Christ.’”
[Joel R. Beeke and Paul M. Smalley, Reformed Systematic Theology: Spirit and Salvation, vol. 3, Reformed Systematic Theology (Wheaton, IL: Crossway, 2021), 380]